Whether you have a single utility van for your small business or an entire fleet of trucks moving goods across the country, you require the right protection with a commercial auto insurance solution based on your unique needs. At a minimum, you will need basic auto coverage to meet provincial requirements with the right amount of liability coverage in case you accidentally hurt someone or damage their property. You will also want to consider taking advantage of optional coverage to protect you from fire, theft, glass damage, and collision.
Different types of businesses have varying exposures and risks when it comes to their vehicles on the road. Whether you’re carrying passengers, tools, stock or equipment, have machinery attached to your vehicle, are towing a trailer, or hauling someone else’s property, your policy will respond differently and will need to be catered to accordingly.
We work with many types of businesses that require a commercial auto insurance policy, including:
Catering and food truck delivery
Courier or delivery services
Trucking and transportation
Garages, including mechanics and auto body shops
Used car dealerships
Mobile equipment with registration plates