Commercial General Liability and Property

Comprehensive protection for your facilities and activities

Commercial General Liability Insurance

Commercial general liability insurance policies provide your organization coverage for bodily injury, personal injury, and property damage caused by the business’ operations, products, or injury that occurs on the business’ premises. Most general liability policies look similar on the surface, but every business is different. Tripemco’s team will get to know your business and make sure you and your organization are protected.

A general liability policy is typically the first type you buy as a business, and it’s certainly one of the most important. This coverage protects your financial interest from third parties claiming damage or injury. There are many issues that may arise in the operation of a business, including but not limited to:

Slips and falls

Jobs done incorrectly

Property getting damaged

Someone getting hurt or sick as a result of your business

Someone claiming libel or slander

Damage to a property or space you lease, caused by your operations

In addition to your core commercial general liability insurance coverage, you may want to consider other types of specialty coverages such as commercial auto, directors & officers liability, or cyber liability.

Property Insurance​

Property insurance provides either property protection coverage or liability coverage for property owners, including financial reimbursement to the owner or renter of a structure and its contents in case there is damage or theft—and to a party other than the owner or renter if that person is injured on the property. The scope may include homeowners insurance, renters insurance, flood insurance, and earthquake insurance. You may be a tenant in a house, condo, apartment, or own and occupy a house or condo, or be building a property – all of these situations require different and specific coverage. Our experts work hard to understand your situation and will provide you the resources to make sure your investment is properly protected.
Specific assets that your property insurance may need to cover include:

Buildings and properties you own (whether you occupy them with your business or lease them to other people)

Office contents

Laptops

Inventory

Equipment and machinery

Tools and employee tools

Contractor’s equipment

Customer’s property in your care, custody, or control

Often, you’ll want to ensure your property insurance is paired with other key coverages so your business isn’t exposed should a claim occur, including:

Equipment breakdown (such as boilers and machinery)

Profits (business interruption)

Crime

Employee dishonesty

Cargo

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